Privacy Notice

Effective Date: January,2025

Prospera Capital Ltd. ("we," "our," or "us") is committed to protecting your personal information and respecting your privacy. This Privacy Notice outlines how we collect, use, and safeguard your information when you engage with our services, visit our website, or interact with us.

1. Information We Collect

Contact Information: Name, email address, phone number, and physical address.
Identification Information: National ID, passport number, or business registration details.
Financial Information: Bank details, income information, and credit history for loan applications or consultancy services.
Professional Information: Details related to your business, employment, or financial projects.
Technical Information: IP address, browser type, and usage data when you interact with our website.

2. How We Use Your Information

We process your data for the following purposes:

To provide our financial services, including loans, financial consultancy, and training.
To evaluate loan eligibility and manage loan repayment plans.
To comply with legal and regulatory requirements.
To communicate updates, service offers, and event invitations.
To analyze website usage and improve user experience.

3. Sharing Your Information

We may share your information with:

Third-party Service Providers: Such as IT service providers, credit reference bureaus, and payment processors.
Regulatory Authorities: To comply with legal obligations.
Business Partners: When necessary to deliver services or products requested by you.

We do not sell or rent your personal data to third parties.

4. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Notice or comply with legal obligations.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, or misuse.

6. Your Rights

You have the following rights under applicable data protection laws:

Access: Request a copy of the personal data we hold about you.
Correction: Ask us to correct inaccurate or incomplete data.
Deletion: Request the deletion of your data under certain circumstances.
Objection: Object to the processing of your data for specific purposes.
Data Portability: Request the transfer of your data to another organization.

To exercise these rights, please contact us using the details provided below.

7. Cookies and Website Tracking

Our website uses cookies to improve user experience and analyze website traffic. For more details, see our Cookie Policy.

8. Changes to This Privacy Notice

We may update this Privacy Notice from time to time. Any changes will be posted on this page with an updated effective date.

9. Contact Us

If you have any questions or concerns about this Privacy Notice or our data practices, please contact us at:

Prospera Capital Ltd.
Rwanda / South / Huye - Ngoma
Email: prosperacapitalltd@gmail.com
Phone: (+250) 788 457 300